Liability Insurance
Protection when a third party claims bodily injury or material damage against you or your business.
Professional Liability
For freelancers and professionals who offer advice or services and may face claims for mistakes, omissions or negligence. We clarify retroactive dates, jurisdiction and key exclusions before any contract is signed.
Employer’s Liability
Covers claims from employees for accidents at work, beyond the statutory coverage of social security funds. It is essential for companies that operate with manual labour or higher risk activities.
General and Family Liability
Everyday risks such as a water leak from your apartment or an accident caused by a member of your family can create unexpected claims. Family liability and general liability plans protect your personal finances from such events.
Why Work with an Advisor
Liability wording is often complex and full of legal terms. My role is to translate these clauses into plain language and match the cover to your real exposure, not just to a generic template.
