Savings & Pension Plans
Long term plans for retirement, children’s education and targeted savings, with realistic expectations and transparent costs.
Pension Planning
We estimate your expected state pension and the income you really want after retirement. Then we design a plan that covers part of this gap, with contributions that you can actually maintain over time.
Unit Linked Solutions
When appropriate, we can use unit linked contracts with investment funds. The focus is on understanding risk levels, charges and redemption rules, not on promising unrealistic returns.
Children and Education Plans
Parents often want to secure a capital for studies or the first professional steps of their children. We set clear goals, duration and contribution level so that the plan remains manageable for the whole period.
Clarity Before Commitment
Before you sign anything you receive written projections, explanations of guarantees and risks and a summary in plain language. You know exactly how the plan works, what is guaranteed and what depends on markets and performance.
